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Get the most out of your money with Artificial Intelligence.

Goin is the first platform that, with the use of Artificial Intelligence, helps more than 700k users from around Europe to grow their money and buy cheaper in digital and physical stores. Connect any bank or card and start getting the most out of your money.
A screenshot of the app showing GAIA, the AI tool of the app
CodePen - Stars #Codevember_08

Superpower your finances using our tools

A single platform where you can save, invest, control your money, earn rewards and much more. Connect any bank and enjoy
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Connect any bank
Connect your bank in an easy and secure way thanks to the new European regulation called PSD2.
Download the app
Grow your money
Enjoy all of our automatic features to effortlessly grow your money.
Start saving
Buy cheaper
Don't overspend when shopping thanks to Goin. Cashbacks, gift cards, coupons... and much more!
Get rewards
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Goin in 5 years

Goin has positioned itself as Spain’s No. 1 solution for everything related to people’s personal finances.
Available countries
Total Users
Total cashback paid to our users
Total saved by our users

Save automatically

Saving can be a challenge, but it's an important part of creating a secure financial future.
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Round Up Your Expenses
Save small amounts with every purchase you make.
Make regular contributions
Define a fixed amount to save each day, week or month. You decide!
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Improve your habits
Saving by not waking up on time (or for doing so) is possible
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Save a% of your income
Retain a specific% of all the income you receive: payroll, Bizum...

Easy Budgeting

Separate your money into different objectives or portfolios and track your progress with information that will help you.

Send and receive money

Pay directly to your friends' goals or ask them to pay you and you'll get it right away.
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Put your money to work

At Goin, you can not only save money, but you can also make it grow with our different investment methods.
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Invest in more than 50 different cryptocurrencies in just 2 clicks. Bitcoin, Ethereum, Cardano, Polygon, Avalanche... and many more!
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Savings Accelerator
Get a 5% APR on your money by investing in DeFi protocols.
An illustration that represents an ascending graphA 3D illustration of a golden coin with a crypto coin on top of itA 3D illustration of a golden coin with a Bitcoin logo on top of it
A 3D illustration of the globeSome cards taken from the app. They represent achieved goals

Get motivated and learn with our community

Set the privacy of your goals and see the progress of the community. Copy their objectives or help them achieve them by providing help.

Refer friends and earn up to 100€

Earn 6€ (3€ for each) for every friend who gets their first cashback.
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"In times of crisis, savings apps."

"Goin appears in Espejo Público"

"How to avoid vampire expenses"

"Forbes magazine includes the Spanish startup Goin in its annual 30 under 30 list."

"The best app you can use to save from scratch."

Automatic cashback

Get money back automatically every time you spend money in one of our hundreds of stores marked in the app as automatic cashback
a bunch of different logos on a black backgrounda bunch of different logos on a black background

Discounted virtual cards

Buy hundreds of discounted giftcards ready to ue. get some extra euros in one click.
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Offers marketplace

Find the cheapest products and services of internet in our internal marketplace.
An illustration with different products and its prices

Earn money when you shop at +1000 brands!

Screenshot of a fashion store showing the Google Chrome extension of Goin

Goin Chrome Extension

Catch the best discounts and cashbacks when buying online. Our browser extension will notify you automatically. It's like magic!
Install extension

If you don’t love Goin, it’s probably you

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4.7 / 8.2 Rating
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4.0 / 13 Rating
Goin helps me a lot
Goin helps me a lot to save until the 15th of the month, then I take out the money and then I throw away from the 15th to the 30th and thank God I can make ends meet. (Thanks Goin, and let's see if you put in the question every day when I once won 100 euros)
100% recommended. Easy and intuitive
It's a very easy and intuitive app. It motivates you to save and allows you to choose the way and amount you want to save. It also has cashback from many brands and discounts on gift cards, so you can save more and on their social networks they always give tips and lots of fun facts.
A wonderful application. The best way to save without knowing it, and for me, the only way. In addition, it is easy and fast to transfer your savings to your bank account.
I always recommend it!
I love Goin! I have been using it for more than a year and a half to save on small and not so small goals (my master's degree) and I almost do it without realizing it! Simple and clear to use and if I need recourse I have my money available. Thank you for your work and continuous improvements!
It's my app to save
It is one of my reference apps for my savings, yet I give it 4 stars because it has changed over time and I don't agree with some changes.
Very good App that helps you save...
Very good app that helps you save without realizing it through several methods. Before getting to know the App, I had a hard time saving. Now I'm happy because I see that with the right tools you can.
I've tried every imaginable savings method, but I spend everything I get. One day a friend recommended this app to me and every time I check my savings I'm pleasantly surprised. It's a feeling similar to finding money in the pocket of a coat you kept in your closet last winter. All joys. Thank you, Goin inventors.
I had never saved
I've never saved anything and at the end of the month with this application, just rounding it up, I save almost 100€, it's a super intuitive application.
The best way to save!!
Who wouldn't like an app with a piggy bank? 🐷
I always save with Goin
It has become a tool for everyday savings.

See what press is talking about us

Forbes, Atresmedia, El País... They are all talking about Goin.

Security is
crucial for us

We take security very seriously that’s why we encrypt all your information and we work with regulated and validated companies.
Excelent with +380 opinions
Your money is stored in the regulated payment entity called Easy Payments and Finance E.P.S.A registered in the bank of Spain with the code 6849.
Your data is encrypted using TLS of 256 bits.
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Backed by the world’s most renowned investors

If Goin is already good, imagine being Pro 👑

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Registro en 2 minutos
O llévame a las stores
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